5 Weather Related Property Damage Where A Public Adjuster Can Help
Experiencing property damage after an extreme storm or other severe weather conditions can be devastating. Even homeowners that are properly insured against this type of damage can experience issues when attempting to collect on their insurance claims that have been denied by their insurer. That’s where an experienced and trusted public adjuster comes in. Here’s how public adjusters can help with weather-related property damage.
1. Storm Damage
After a major storm, most insurance companies will hire independent insurance adjusters to conduct a large scale assessment of damages done. They say this helps expedite the claim process. Often times, these independent adjusters are inexperienced and the policyholders are unfamiliar with the claim process, industry jargon, and the amount of damage that has happened to their property. All of this together results in an inadequate claim filed. An experienced public adjuster will help with a fair final settlement.
2. Hail Damage
Intense hail storms can cause serious damage to your roof, windows, and structure siding. Even still, insurance companies tend to make settling hail damage claims challenging. Without the expertise of a public adjuster, you may have a difficult time working with your insurer.
3. Tornado and Wind Damage
Tornado and wind damage insurance claims can be very complicated, as they often involve intense damage to property and the structures that stand on the property. Not only do they involve structural damage, but also debris removal, damaged personal property, lost items, as well as hail and storm damage. Quickly recovering with a fair settlement so you can get your property to its prior condition is daunting and can be confusing for many. Using a public adjuster lightens your load during this traumatic time.
4. Hurricane and Tropical Storms
Tropical storms and hurricanes can cause immense damage to your property. There are many factors when it comes to hurricanes and tropical storms that can cause claims to process slowly and can make the policyholder feel overwhelmed and discouraged. A public adjuster can help ensure that your claim is given the proper attention and get you back to your normal life as soon as possible.
5 Flood Damage
Flood damage can be caused by storms and hurricanes, though determining what type of claim to file can be difficult. Each of these types of claims, though similar in damages, are handled very differently. It is best to seek the advice and counsel of a public adjuster who knows the ins and outs of these situations.
If your home or business has experienced a loss due to weather-related events, you need your insurance claim resolved as quickly as possible for fair settlement value. Before you file any type of claim, it is highly recommended that you reach out to a trusted public adjuster, like Hudson Douglas Public Adjusters, to help assess the type of claim you need to file, determine the amount of damage done, and help you understand your coverage. At Hudson Douglas Public Adjusters, we are here to represent you and are on your team—not the insurance company. Contact Hudson Public Adjusters today for a free claim review.
