Flood & Water Damage

Flood and water damage encompasses a large percentage of the claims handled by Hudson Douglas Public Adjusters.

Floods come in from the outside due to heavy rains, tidal surges, canal overflows, and runoff. This damage typically requires a specific flood policy (NFIP), which is not usually covered in an insurance policy. Water damage stems from roof leaks, pipe bursts, broken pipes, condensation line problems, and overflowing fixtures, such as tubs, sinks, and toilets.

Flood Damage

Of all the possible disasters that can ruin your home, floods are the least predictable in terms of the damage they can cause. Flood water generally contains bacteria, mud, sewage, and harmful chemicals. Some homeowners can salvage their house, but they may need to dispose of their appliances, furniture, and items with sentimental value. Other homeowners face thousands in repairs.

Water Damage

Water damage is a problem every homeowner dreads. This type of damage can be expensive, as it can damage your furniture, upholstery, household appliances, electronics, plumping equipment, and more. Worst of all, it can result in mold growth, which is both dangerous and costly to remediate. You must protect your family from mold infestation, especially if one of your loved ones has asthma because mold exposure can worsen preexisting conditions.

Your insurance company may tell you that your home or business’s damage is not covered, and they may downplay the problem. Let Hudson Douglas Public Adjusters review your claim to ensure you’re getting the most out of your insurance policy.