Hail Damage

Hail damage claims are fraught with coverage issues because they’re complicated by studies that bolster insurance company positions to deny coverage. Your carrier may tell you your home or business isn’t covered because the damage didn’t affect your roofing’s functionality.

Furthermore, most insurance providers will only replace small portions of your roof; this can leave you with a patched roof in lieu of a full replacement like your policy promises. Let a professional claims adjuster help document and settle your hail damage loss.

Information on Hail Damage

Hailstones can be damaging to homes and businesses, resulting in destruction depending on the speed and size at which they fall. Generally, these storms cause dents in aluminum siding, shingles, and gutters. One of the primary reasons for an increase in claims is due to the popularity of vinyl siding for home exteriors. Vinyl siding is lightweight, which makes it perfect for areas susceptible to strong winds; however, it cracks and chips easily when fast-falling stones hit the panels.

We recommend you safeguard your home or business from hailstorms by doing the following:

• Inspect your roof once a month. Don’t neglect minor defects that can weaken your roof.
• Look into impact-resistant roofs, which have more durable shingles for protection.
• Take care of the trees and shrubbery surrounding your home or business, since hail can cause limbs or trees to collapse.
• Keep your yard clean by storing patio furniture and decorations away to avoid blowing debris when strong winds hit.

Have you suffered property damage because of a hailstorm? The experienced public adjusters at Hudson Douglas Public Adjusters can review your claim to ensure you’re getting the most out of your insurance policy.