Structural Damage To A Building
Structural damage can occur to newly constructed buildings or older ones as a result of exterior forces. These forces can include a car crashing into your home or business, snow or water load exceeding the building design strength, strong winds, foundation issues, sinkholes, and more.
These issues are complex because the extent of the damage is usually beyond what the eye can see. If your property has collapsed, even if it’s partial destruction, Hudson Douglas Public Adjusters can negotiate your covered structural damage claim.
What Happens When a Car Crashes into a Building?
A car crashing into your home sounds like something out of a movie, but these accidents do occur. Although they’re rare, these situations are sure to make headlines. Most homeowners will never experience a vehicle plowing into their bedroom, but this situation can occur due to the following reasons:
- A driver is fatigued and falling asleep behind the wheel
- Poor road design or a hazardous roadway
- Vehicle malfunction
- Drunk driving
When a vehicle strikes a home or business, it can cost thousands in damages. In most cases, the driver will be found liable for the accident, and they’ll have to compensate the property owner.
Foundation Damage
Your home or business’s structural integrity depends on the strength of its foundation, which supports your property’s walls, windows, floors, doorway, and roof. Foundation can deteriorate over time due to environmental stress that can cause it to crack, shift, or settle unevenly.
To identify foundation problems, start by inspecting your basement. Look out for cracks, both big and small, as well as musty odor. Baseboards that are separating from their mitered corners are another red flag.
If your property has experienced structural damage, you can rely on a public adjuster from Hudson Douglas Public Adjusters. We’ll review your claim to ensure you’re getting the most out of your insurance policy. We represent you, not your insurance company.