Flood and water damage
Understanding flood and water damage
What causes flood damage?
Floods typically arise from external factors, such as:
- Heavy rains
- Tidal surges
- Canal overflows
- Excessive runoff
Unlike water damage, flood damage requires a specific flood policy under the National Flood Insurance Program (NFIP), which is usually not covered under standard insurance policies.
What causes water damage?
- Roof leaks
- Burst or broken pipes
- Condensation line issues
- Overflowing fixtures like tubs, sinks, and toilets
What to do after flood damage
Experiencing a flood requires immediate action. Here’s how to start:
Safety first: Ensure the area is safe to enter, checking for electrical hazards or structural damage.
Document everything: Take photos and make detailed lists of all damaged property and structural issues. This will be crucial for your insurance claim.
Contact Hudson Douglas Public Adjusters: As your public adjuster, we’ll guide you through the insurance maze and advocate for your maximum entitlement.
Water damage restoration cost
The cost of restoring water damage will vary significantly based on the extent of damage and the materials affected. Factors influencing cost include:
- The size of the area affected
- The type of water involved (clean, gray, or black water)
- The complexity of removing the water and repairing the damage
Getting a fair estimate: Hudson Douglas Public Adjusters will review your situation thoroughly and help manage the repair process with your insurance company to ensure you get a fair and accurate estimate for water damage restoration costs.
Contact Hudson Douglas today
