Facing A Property Damage Claim – Utilizing The Expertise Of A Public Adjuster Can Make All The Difference

For most people who own residential or commercial property, writing a regular check to cover their homeowners insurance or other types of property insurance to insure their investment is done without much thought.  Many make these insurance payments for years or even decades without ever having to file a property damage claim.

So what are one’s options if a property damage claim does have to be submitted, but the insurance provider offers a settlement figure that looks much less than what is likely needed to make the necessary repairs?  The answer can be found in licensed insurance professionals known as public adjusters.   Public adjusters’ singular purpose is to represent the policy holder and be their advocate during the entire claims process.

One of the leading public adjusters with representatives offering services in Arizona, Utah, Nevada, Colorado, New Mexico, Ohio, Pennsylvania and New Jersey is Hudson Douglas Public Adjusters, LLC (HDPA).  Tom Allen, one of HDPA’s leading insurance claims experts, shared the following.  “As a public adjuster, we can help policy holders receive all of the benefits for which they are entitled from their insurance policy.  Quite often there are repairs that may have been missed or undervalued by the insurance company.  Our experts know what to look for and what it takes to have damages properly repaired.  These services help to ensure that the policy holder is treated fairly and offered the maximum settlement in a timely manner.”

Many people don’t realize that there is no out-of-pocket costs to engage the services of the professionals from Hudson Douglas Public Adjusters.  They work off a small percentage of the final settlement value so they don’t get paid until the policy holder gets a check from the insurance company.