Common Cold Weather Related Property Damage

Wind Damage

Wind damage is a common homeowners’ claim. During the winter months, wind is usually more intense. With strong winds, there can be plenty of damage. Some common wind related damages include weak trees or branches being blow over and causing damage to a house or car, unsecured outdoor items being blown away, damage, or damaging something else, and even nearby powerlines being blown around and causing damage.

Hail

Large-scale hail can do some serious damage. With a hard rock like substances falling from the sky, there is plenty of opportunity for damages. Hail cannot be prevented, but it can be prepared for. Avoid driving during a hailstorm to prevent any potential damage to your car. Keep your car covered during a hailstorm. Be sure that your roof, siding, and porch are prepared and equip for a hailstorm.

Snow and Ice Damage

Excessive snow and ice can get very heavy. This load can cause your roof to cave in or can bring a tree or tree branch down causing damage to your house. Ensure that your roof is stable enough to withstand the load, avoid having excessive ice and snow build-up, and trim any surrounding trees or branches that could cause damage to prevent this property damage. Investing in a roof rake to rid your roof of heavy snow may be a good idea.

Slips and Falls

Snow and ice can also lead to slips and falls. Whether it’s your own injury or one of someone who is on your property when they are injured, it can be a real pain. Be sure to always shovel your driveway and walkway after a storm, use salt to melt ice faster, and ensure that you are fully covered with homeowners’ liability insurance.

Icy Conditions

Icy roads can lead to damage to your car, other cars, or even harm to you if you aren’t careful. Don’t drive during winter storms, if it can be avoided. Driving with snow tires and a car that is equipped to drive in winter conditions is always a good idea. Be sure to wipe off the top of your car in the winter as well, any snow or ice flying off the top could lead to accidents.

Fire

Though it is the cold weather season, there are many fire hazards around this time of year. Between Christmas trees and candles, house fires are common in the winter too. Clean out your fireplaces before you fire them up for the winter, don’t leave candles unattended or near flammable objects, and be sure to water your Christmas tree daily to avoid potentially disastrous house fires.

Frozen Pipes

With the temperature dropping, water in pipes is bound to freeze. Water expands when it’s frozen and it can cause pipes to burst. To avoid this, drain and disconnect all hoses and sprinkler supply lines. Do not allow your home to dip below 65 degrees F to prevent freezing. Insulate pipes that are located in unheated areas.